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Income Tax Calculator by State (2026)

Calculate your 2026 federal + state income tax for any U.S. state. Enter your salary below or pick your state for a dedicated page with bracket breakdowns, salary comparison tables, and take-home estimates.

Input Parameters

Your Details

Your pay before any taxes or deductions, for the frequency you picked.

Deductions

401(k), HSA, and pre-tax health premiums. Lowers income tax (401k is still subject to FICA).

Optional. Leave at 0 to use your state's 2026 rate. Graduated states use an estimated effective rate — adjust here for precision.

Enter your salary and select your state — federal, state, and FICA taxes update instantly. Or pick your state below for a dedicated page.

States with no income tax

These nine states take nothing from your wages at the state level — only federal tax and FICA apply.

Alaska
No income tax
10.2% effective on $75k
Florida
No income tax
10.2% effective on $75k
Nevada
No income tax
10.2% effective on $75k
New Hampshire
No income tax
10.2% effective on $75k
South Dakota
No income tax
10.2% effective on $75k
Tennessee
No income tax
10.2% effective on $75k
Texas
No income tax
10.2% effective on $75k
Washington
No income tax
10.2% effective on $75k
Wyoming
No income tax
10.2% effective on $75k

Flat-tax states

One rate applies to all taxable income, making your tax bill easy to predict.

Arizona
Flat 2.5%
12.7% effective on $75k
Colorado
Flat 4.4%
14.6% effective on $75k
Georgia
Flat 5.0%
15.2% effective on $75k
Idaho
Flat 5.3%
15.5% effective on $75k
Illinois
Flat 5.0%
15.2% effective on $75k
Indiana
Flat 3.0%
13.2% effective on $75k
Iowa
Flat 3.8%
14.0% effective on $75k
Kentucky
Flat 3.5%
13.7% effective on $75k
Louisiana
Flat 3.0%
13.2% effective on $75k
Massachusetts
Flat 5.0%
15.2% effective on $75k
Michigan
Flat 4.3%
14.5% effective on $75k
Mississippi
Flat 4.0%
14.2% effective on $75k
North Carolina
Flat 4.0%
14.2% effective on $75k
Pennsylvania
Flat 3.1%
13.3% effective on $75k
Utah
Flat 4.5%
14.8% effective on $75k

Graduated-rate states

Rates rise with income like the federal system. Figures shown are estimated effective rates for a middle income.

Alabama
~4.5% graduated
14.7% effective on $75k
Arkansas
~3.7% graduated
13.9% effective on $75k
California
~6.0% graduated
16.2% effective on $75k
Connecticut
~5.0% graduated
15.2% effective on $75k
Delaware
~5.0% graduated
15.2% effective on $75k
District of Columbia
~6.0% graduated
16.2% effective on $75k
Hawaii
~7.0% graduated
17.2% effective on $75k
Kansas
~5.0% graduated
15.2% effective on $75k
Maine
~6.0% graduated
16.2% effective on $75k
Maryland
~4.8% graduated
15.0% effective on $75k
Minnesota
~6.8% graduated
17.0% effective on $75k
Missouri
~4.7% graduated
14.9% effective on $75k
Montana
~5.9% graduated
16.1% effective on $75k
Nebraska
~5.0% graduated
15.2% effective on $75k
New Jersey
~5.5% graduated
15.7% effective on $75k
New Mexico
~4.9% graduated
15.1% effective on $75k
New York
~6.0% graduated
16.2% effective on $75k
North Dakota
~2.0% graduated
12.2% effective on $75k
Ohio
~2.8% graduated
13.0% effective on $75k
Oklahoma
~4.5% graduated
14.7% effective on $75k
Oregon
~8.0% graduated
18.2% effective on $75k
Rhode Island
~4.8% graduated
15.0% effective on $75k
South Carolina
~5.2% graduated
15.4% effective on $75k
Vermont
~6.0% graduated
16.2% effective on $75k
Virginia
~5.0% graduated
15.2% effective on $75k
West Virginia
~4.8% graduated
15.0% effective on $75k
Wisconsin
~5.3% graduated
15.5% effective on $75k

Related calculators

See take-home pay broken down by pay period with the Paycheck Calculator by State. For investment income, use the Capital Gains Tax Calculator. Freelancers can estimate Social Security + Medicare with the Self-Employment Tax Calculator. Planning a home purchase? See how much house you can afford at the House Affordability Calculator.

Want to lower next year's bill, not just calculate this year's? Our 2026 Tax Strategy Playbook walks through brackets, deductions vs. credits, tax-advantaged accounts, and capital gains timing — and self-employed readers can pair it with the Small Business Financial Management guide.

Methodology & sources

Federal tax uses 2026 IRS brackets and standard deductions (Revenue Procedure 2025-32). State rates from the Tax Foundation and state revenue departments (2026 law); graduated-state figures use estimated effective rates. FICA: Social Security at 6.2% up to $184,500 wage base, Medicare at 1.45%. Local income taxes (e.g. NYC, Portland) not included. For planning purposes only, not tax advice.