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Paycheck Calculator by State (2026)

See your 2026 take-home pay after federal income tax, state tax, and FICA. Pick your state below for local numbers, or open the full interactive Paycheck Calculator to enter your own salary, filing status, and deductions.

Input Parameters

Your Details

Your pay before any taxes or deductions, for the frequency you picked.

Deductions

401(k), HSA, and pre-tax health premiums. Lowers income tax (401k is still subject to FICA).

Optional. Leave at 0 to use your state's 2026 rate. Graduated states use an estimated effective rate — adjust here for precision.

Enter your salary and select your state — results update instantly. Or pick your state below for a dedicated page.

States with no income tax

These nine states take nothing from your wages at the state level — only federal tax and FICA apply.

Alaska
No income tax
Florida
No income tax
Nevada
No income tax
New Hampshire
No income tax
South Dakota
No income tax
Tennessee
No income tax
Texas
No income tax
Washington
No income tax
Wyoming
No income tax

Flat-tax states

One rate applies to all taxable income, making your paycheck easy to predict.

Arizona
Flat 2.5%
Colorado
Flat 4.4%
Georgia
Flat 5.0%
Idaho
Flat 5.3%
Illinois
Flat 5.0%
Indiana
Flat 3.0%
Iowa
Flat 3.8%
Kentucky
Flat 3.5%
Louisiana
Flat 3.0%
Massachusetts
Flat 5.0%
Michigan
Flat 4.3%
Mississippi
Flat 4.0%
North Carolina
Flat 4.0%
Pennsylvania
Flat 3.1%
Utah
Flat 4.5%

Graduated-rate states

Rates rise with income like the federal system. Figures shown are estimated effective rates for a middle income.

Alabama
~4.5% graduated
Arkansas
~3.7% graduated
California
~6.0% graduated
Connecticut
~5.0% graduated
Delaware
~5.0% graduated
District of Columbia
~6.0% graduated
Hawaii
~7.0% graduated
Kansas
~5.0% graduated
Maine
~6.0% graduated
Maryland
~4.8% graduated
Minnesota
~6.8% graduated
Missouri
~4.7% graduated
Montana
~5.9% graduated
Nebraska
~5.0% graduated
New Jersey
~5.5% graduated
New Mexico
~4.9% graduated
New York
~6.0% graduated
North Dakota
~2.0% graduated
Ohio
~2.8% graduated
Oklahoma
~4.5% graduated
Oregon
~8.0% graduated
Rhode Island
~4.8% graduated
South Carolina
~5.2% graduated
Vermont
~6.0% graduated
Virginia
~5.0% graduated
West Virginia
~4.8% graduated
Wisconsin
~5.3% graduated

Related calculators & guides

For a full federal + state bracket breakdown by state, see the Income Tax Calculator by State. Turning your take-home pay into a plan? Start with the Budget Manager or check what home price your salary supports at the House Affordability Calculator.

To legally shrink the tax lines on your paycheck — 401(k), HSA, withholding, credits — read the 2026 Tax Strategy Playbook.

Methodology & sources

Federal tax uses 2026 IRS brackets and standard deductions (Revenue Procedure 2025-32). State rates from the Tax Foundation and state revenue departments (2026 law). FICA: Social Security at 6.2% up to the $184,500 wage base, Medicare at 1.45%. Local income taxes not included. Estimates for planning only — see our editorial policy for how we verify formulas.