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Home / Annuity Payouts

How Much Does an Annuity Pay Per Month?

Pick a premium below for a full monthly payout table by age, sex and payout option. Every figure is derived from published SSA mortality data with the actuarial method shown — no lead form, no quote request, no email gate.

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Monthly payout by premium (single life, age 65)

$10,000
$61–$65 / month
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$50,000
$304–$327 / month
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$75,000
$456–$491 / month
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$100,000
$608–$655 / month
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$150,000
$912–$982 / month
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$200,000
$1,216–$1,310 / month
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$250,000
$1,520–$1,637 / month
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$300,000
$1,824–$1,965 / month
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$400,000
$2,431–$2,619 / month
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$500,000
$3,039–$3,274 / month
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$600,000
$3,647–$3,929 / month
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$750,000
$4,559–$4,911 / month
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$1,000,000
$6,078–$6,548 / month
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$2,000,000
$12,157–$13,097 / month
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Payout per $100,000 of premium

Immediate annuity payouts scale linearly with premium, so this table works as a quick reference for any amount: multiply by the number of hundred-thousands you plan to annuitise.

AgeMale / monthFemale / monthPayout rate
55$548$5176.58%
60$594$5567.13%
62$616$5747.39%
65$655$6087.86%
67$685$6348.23%
70$741$6838.89%
75$868$79110.41%
80$1,056$95212.67%
Actuarial estimates, not insurance quotes. Figures are computed from the SSA period life table, 2019 (2021 Trustees Report), adjusted for annuitant mortality, at a 4.75% pricing rate. Actual quotes vary by insurer, state, health and rate environment. We are not an insurance broker and earn nothing from annuity sales — compare live quotes from several carriers before committing.

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