How Much Does an Annuity Pay Per Month?
Pick a premium below for a full monthly payout table by age, sex and payout option. Every figure is derived from published SSA mortality data with the actuarial method shown — no lead form, no quote request, no email gate.
Open the calculatorMonthly payout by premium (single life, age 65)
$10,000
$61–$65 / month
See full table$50,000
$304–$327 / month
See full table$75,000
$457–$491 / month
See full table$100,000
$609–$655 / month
See full table$150,000
$913–$982 / month
See full table$200,000
$1,218–$1,309 / month
See full table$250,000
$1,522–$1,637 / month
See full table$300,000
$1,826–$1,964 / month
See full table$400,000
$2,435–$2,619 / month
See full table$600,000
$3,653–$3,928 / month
See full table$750,000
$4,566–$4,910 / month
See full table$1,000,000
$6,088–$6,547 / month
See full table$2,000,000
$12,176–$13,094 / month
See full tablePayout per $100,000 of premium
Immediate annuity payouts scale linearly with premium, so this table works as a quick reference for any amount: multiply by the number of hundred-thousands you plan to annuitise.
| Age | Male / month | Female / month | Payout rate |
|---|---|---|---|
| 55 | $548 | $518 | 6.58% |
| 60 | $594 | $557 | 7.13% |
| 62 | $616 | $576 | 7.39% |
| 65 | $655 | $609 | 7.86% |
| 67 | $685 | $635 | 8.22% |
| 70 | $739 | $683 | 8.87% |
| 75 | $863 | $792 | 10.36% |
| 80 | $1,051 | $954 | 12.62% |
Actuarial estimates, not insurance quotes. Figures are computed from the SSA period life table, 2023 (2026 Trustees Report), adjusted for annuitant mortality, at a 4.75% pricing rate. Actual quotes vary by insurer, state, health and rate environment. We are not an insurance broker and earn nothing from annuity sales — compare live quotes from several carriers before committing.