To keep the same standard of living as $100,000 in Boston, you'd need about $100,200 in Miami — a $200 premium per year.
Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.
The salary you'd need in Miami to maintain the same purchasing power as each income level in Boston, using the BEA price ratio of 1.002.
| Salary in Boston | Equivalent in Miami | Difference |
|---|---|---|
| $50,000 | $50,100 | +$100 |
| $75,000 | $75,100 | +$100 |
| $100,000 | $100,200 | +$200 |
| $150,000 | $150,300 | +$300 |
| $200,000 | $200,400 | +$400 |
Moving from Boston, MA to Miami, FL means your everyday costs are more expensive by roughly 0.2%. The U.S. Bureau of Economic Analysis measures Boston's overall price level at 111.6 and Miami's at 111.8, where 100 represents the national average. In practical terms, a household spending $5,729 per month in Boston would spend about $5,740 for the equivalent lifestyle in Miami — a swing of $11 every month, or $132 per year.
Housing is the decisive factor. Estimated monthly housing runs $2,538 in Boston against $2,546 in Miami. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 0.2% gap.
For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Boston has the same purchasing power as $100,200 in Miami. Looked at the other way, $100,000 in Miami is worth about $99,800 in Boston terms. Use the Cost of Living Calculator to plug in your own expenses.
Price levels don't include income tax, which can significantly swing your real take-home pay — especially between MA and FL.
Miami is 0.2% more expensive than Boston overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Boston has a price level of 111.6 versus 111.8 for Miami, where 100 equals the national average.
To maintain the same purchasing power as a $100,000 salary in Boston, you would need about $100,200 in Miami — a difference of $200 per year.
Estimated monthly housing runs about $2,538 in Boston versus $2,546 in Miami. Housing is the single biggest driver of the cost-of-living gap between the two metros.
Sources & methodology
Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Boston maps to the Boston-Cambridge-Newton, MA-NH MSA; Miami maps to the Miami-Fort Lauderdale-Pompano Beach, FL MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.
