How is overtime pay calculated?

Under federal law, non-exempt hourly employees earn 1.5x their regular hourly rate for hours worked beyond 40 in a week. For example, at $25/hour, overtime hours pay $37.50/hour. Some states require overtime sooner than 40 hours, including daily overtime rules in California.

How much of my hourly paycheck goes to taxes?

It depends on your income, filing status, and state, but a common range for moderate earners is roughly 15-25% total between federal income tax and FICA (Social Security and Medicare), plus state tax where applicable. At $52,000/year filing single with no state income tax, the effective rate is about 15.46%.

Does overtime get taxed at a higher rate?

No — overtime pay is taxed the same as regular wages, as ordinary income. It can feel like it's taxed more heavily because withholding tables sometimes over-withhold on a bigger paycheck, but your actual tax rate is based on total annual income, not which hours the money came from.

How many hours can I work before I get overtime?

Federal law requires overtime pay after 40 hours in a single work week. Several states set stricter rules, including daily overtime after 8 hours in California and a handful of other states — check your state's labor department for specifics.

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Calculator

Hourly Paycheck Calculator

Take-home pay from an hourly rate, with overtime at 1.5x.

Hourly Paycheck Calculator

Take-home pay from an hourly rate, with overtime at 1.5x.

Input Parameters

Your Pay

Hourly Rate

Regular Hours per Week

Overtime Hours per Week

Paid at 1.5x your hourly rate (FLSA time-and-a-half for hours over 40/week).

Your Details

Filing Status

Pay Frequency

State

Deductions

Pre-Tax Deductions (per week)

401(k), HSA, and pre-tax health premiums, per week.

Hourly Paycheck Calculator: Take-Home Pay With Overtime

This hourly paycheck calculator converts your hourly rate and hours worked into take-home pay — including time-and-a-half overtime — after federal income tax, FICA, and your state's income tax.

Worked example (the defaults): $25/hour, 40 regular hours a week, no overtime, filing single in Texas (no state income tax), paid bi-weekly. That's $1,000 gross per week, $52,000 gross per year — producing $4,060 in federal income tax and $3,978 in FICA (Social Security + Medicare), for a net take-home of $1,690.85 every two weeks, an effective tax rate of 15.46%.

Add 5 hours of overtime at the same $25/hour rate, and weekly gross jumps to $1,187.50 — the 5 overtime hours pay $37.50/hour (1.5x), not the base rate. That pushes annual gross to $61,750, with federal tax rising to $5,230 and FICA to $4,723.88. This calculator uses the exact same verified tax logic as the site's salary-based Paycheck Calculator, so results stay consistent whether you're paid hourly or salaried. Comparing an hourly offer against a salaried one? Convert the salary to an hourly-equivalent rate first, then compare take-home pay side by side using both tools.

How Overtime and Take-Home Pay Are Calculated

Under the federal Fair Labor Standards Act (FLSA), non-exempt hourly employees must be paid at least 1.5x their regular rate for hours worked beyond 40 in a week:

Gross Weekly Pay = (Regular Hours × Rate) + (Overtime Hours × Rate × 1.5)

That weekly gross is annualized (×52), then run through the same federal, FICA, and state tax calculation used across the site: federal tax uses 2026 IRS brackets after the standard deduction, FICA applies Social Security (6.2% up to the annual wage base) and Medicare (1.45%, plus 0.9% above the additional-Medicare threshold), and state tax uses your state's 2026 rate.

Some States Require Overtime Sooner Than 40 Hours

The 40-hour federal threshold is a floor, not a ceiling — several states require overtime pay before a worker hits 40 hours in a week. California and a small number of other states require daily overtime (typically after 8 hours in a single day, and double-time after 12), which this calculator doesn't model since it works on a weekly-hours basis. If you're in a state with daily overtime rules, calculate your actual overtime hours for the week first, factoring in any daily overtime, then enter that total into the "Overtime Hours" field here.

Also worth knowing: FLSA overtime exemptions (for salaried "exempt" employees in certain roles) mean not everyone who works over 40 hours is legally entitled to overtime pay. This calculator assumes non-exempt, hourly status, which covers the large majority of hourly workers.