Pension Value Calculator
Pension Value Calculator
Estimate your pension present value for net worth.
We Are Calculator
Professional Financial Tools
8/2/2026
The monthly payment your plan projects, before tax.
Does the benefit increase with inflation? This changes which multiplier is used.
If payments have already started, set this equal to your current age.
A rough estimate of remaining life expectancy from the start age. 22 years approximates a 65-year-old's expectancy.
A rate near long-term Treasury yields is the conservative convention for a guaranteed benefit — not an equity return rate.
0 if single-life only. A 100% joint-and-survivor election is worth more than a single-life pension paying the same amount.
Only the vested portion is genuinely yours. Use 100% if fully vested.
Enter your details to see results
One or more required values are empty or zero. Fill in the fields on the left — results update automatically.
Every number you enter here stays on your device. Nothing is transmitted to a server, stored, or linked to you — the calculation runs entirely in your browser, and no account or sign-up is required.
This calculator is a self-help tool for your own planning. It is not personalized investment, tax, or financial advice, and results should not be treated as a guarantee or a professional recommendation. Federal Reserve figures used here are drawn from the Survey of Consumer Finances, a triennial survey — treat percentile and benchmark comparisons as directional estimates rather than precise rankings, and consider speaking with a qualified financial professional for guidance specific to your situation.
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