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Cost of Living / Austin vs Birmingham

Cost of Living: Austin vs Birmingham (2026)

Birmingham is 5.1% cheaper than Austin

To keep the same standard of living as $100,000 in Austin, you'd need about $94,900 in Birmingham — a $5,100 saving per year.

Austin, TX
97.6
Price level (100 = US avg)
$4,969/mo
Sample monthly budget
Birmingham, AL
92.6
Price level (100 = US avg)
$4,697/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
−$189/mo
Austin
$2,009
Birmingham
$1,820
Groceries
−$13/mo
Austin
$493
Birmingham
$480
Transportation
−$25/mo
Austin
$888
Birmingham
$863
Healthcare
−$14/mo
Austin
$474
Birmingham
$460
Utilities
−$12/mo
Austin
$424
Birmingham
$412
Other (apparel, entertainment)
−$19/mo
Austin
$681
Birmingham
$662
Total / month
Austin
$4,969
Birmingham
$4,697
Difference
−$272

Equivalent Salary: Austin → Birmingham

The salary you'd need in Birmingham to maintain the same purchasing power as each income level in Austin, using the BEA price ratio of 0.949.

Salary in AustinEquivalent in BirminghamDifference
$50,000$47,400−$2,600
$75,000$71,200−$3,800
$100,000$94,900−$5,100
$150,000$142,300−$7,700
$200,000$189,800−$10,200

Austin vs Birmingham: What the Numbers Mean

Moving from Austin, TX to Birmingham, AL means your everyday costs are cheaper by roughly 5.1%. The U.S. Bureau of Economic Analysis measures Austin's overall price level at 97.6 and Birmingham's at 92.6, where 100 represents the national average. In practical terms, a household spending $4,969 per month in Austin would spend about $4,697 for the equivalent lifestyle in Birmingham — a swing of $272 every month, or $3,264 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,009 in Austin against $1,820 in Birmingham. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 5.1% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Austin has the same purchasing power as $94,900 in Birmingham. Looked at the other way, $100,000 in Birmingham is worth about $105,400 in Austin terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between TX and AL.

State Tax Calculator Paycheck by State

Related Comparisons

Austin vs San Francisco→Austin vs Reno→Austin vs Los Angeles→Austin vs Nashville→Austin vs Seattle→Austin vs Colorado Springs→Birmingham vs San Francisco→Birmingham vs Los Angeles→Birmingham vs Seattle→Birmingham vs New York→

Frequently Asked Questions

Is Birmingham more expensive than Austin?

Birmingham is 5.1% cheaper than Austin overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Austin has a price level of 97.6 versus 92.6 for Birmingham, where 100 equals the national average.

What salary do I need in Birmingham to match $100,000 in Austin?

To maintain the same purchasing power as a $100,000 salary in Austin, you would need about $94,900 in Birmingham — a difference of $5,100 per year.

Which costs more, housing in Austin or Birmingham?

Estimated monthly housing runs about $2,009 in Austin versus $1,820 in Birmingham. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Austin maps to the Austin-Round Rock-Georgetown, TX MSA; Birmingham maps to the Birmingham-Hoover, AL MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.