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Cost of Living / Austin vs Denver

Cost of Living: Austin vs Denver (2026)

Denver is 8.1% more expensive than Austin

To keep the same standard of living as $100,000 in Austin, you'd need about $108,100 in Denver — a $8,100 premium per year.

Austin, TX
97.6
Price level (100 = US avg)
$4,969/mo
Sample monthly budget
Denver, CO
105.5
Price level (100 = US avg)
$5,399/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
+$299/mo
Austin
$2,009
Denver
$2,308
Groceries
+$22/mo
Austin
$493
Denver
$515
Transportation
+$39/mo
Austin
$888
Denver
$927
Healthcare
+$21/mo
Austin
$474
Denver
$495
Utilities
+$19/mo
Austin
$424
Denver
$443
Other (apparel, entertainment)
+$30/mo
Austin
$681
Denver
$711
Total / month
Austin
$4,969
Denver
$5,399
Difference
+$430

Equivalent Salary: Austin → Denver

The salary you'd need in Denver to maintain the same purchasing power as each income level in Austin, using the BEA price ratio of 1.081.

Salary in AustinEquivalent in DenverDifference
$50,000$54,000+$4,000
$75,000$81,100+$6,100
$100,000$108,100+$8,100
$150,000$162,100+$12,100
$200,000$216,200+$16,200

Austin vs Denver: What the Numbers Mean

Moving from Austin, TX to Denver, CO means your everyday costs are more expensive by roughly 8.1%. The U.S. Bureau of Economic Analysis measures Austin's overall price level at 97.6 and Denver's at 105.5, where 100 represents the national average. In practical terms, a household spending $4,969 per month in Austin would spend about $5,399 for the equivalent lifestyle in Denver — a swing of $430 every month, or $5,160 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,009 in Austin against $2,308 in Denver. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 8.1% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Austin has the same purchasing power as $108,100 in Denver. Looked at the other way, $100,000 in Denver is worth about $92,500 in Austin terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between TX and CO.

State Tax Calculator Paycheck by State

Related Comparisons

Austin vs San Francisco→Austin vs Reno→Austin vs Los Angeles→Austin vs Nashville→Austin vs Seattle→Austin vs Colorado Springs→Denver vs San Francisco→Denver vs Phoenix→Denver vs Los Angeles→Denver vs Minneapolis→

Frequently Asked Questions

Is Denver more expensive than Austin?

Denver is 8.1% more expensive than Austin overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Austin has a price level of 97.6 versus 105.5 for Denver, where 100 equals the national average.

What salary do I need in Denver to match $100,000 in Austin?

To maintain the same purchasing power as a $100,000 salary in Austin, you would need about $108,100 in Denver — a difference of $8,100 per year.

Which costs more, housing in Austin or Denver?

Estimated monthly housing runs about $2,009 in Austin versus $2,308 in Denver. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Austin maps to the Austin-Round Rock-Georgetown, TX MSA; Denver maps to the Denver-Aurora-Lakewood, CO MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.