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Cost of Living / Austin vs Knoxville

Cost of Living: Austin vs Knoxville (2026)

Knoxville is 4.9% cheaper than Austin

To keep the same standard of living as $100,000 in Austin, you'd need about $95,100 in Knoxville — a $4,900 saving per year.

Austin, TX
97.6
Price level (100 = US avg)
$4,969/mo
Sample monthly budget
Knoxville, TN
92.8
Price level (100 = US avg)
$4,709/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
−$181/mo
Austin
$2,009
Knoxville
$1,828
Groceries
−$13/mo
Austin
$493
Knoxville
$480
Transportation
−$24/mo
Austin
$888
Knoxville
$864
Healthcare
−$13/mo
Austin
$474
Knoxville
$461
Utilities
−$11/mo
Austin
$424
Knoxville
$413
Other (apparel, entertainment)
−$18/mo
Austin
$681
Knoxville
$663
Total / month
Austin
$4,969
Knoxville
$4,709
Difference
−$260

Equivalent Salary: Austin → Knoxville

The salary you'd need in Knoxville to maintain the same purchasing power as each income level in Austin, using the BEA price ratio of 0.951.

Salary in AustinEquivalent in KnoxvilleDifference
$50,000$47,500−$2,500
$75,000$71,300−$3,700
$100,000$95,100−$4,900
$150,000$142,600−$7,400
$200,000$190,200−$9,800

Austin vs Knoxville: What the Numbers Mean

Moving from Austin, TX to Knoxville, TN means your everyday costs are cheaper by roughly 4.9%. The U.S. Bureau of Economic Analysis measures Austin's overall price level at 97.6 and Knoxville's at 92.8, where 100 represents the national average. In practical terms, a household spending $4,969 per month in Austin would spend about $4,709 for the equivalent lifestyle in Knoxville — a swing of $260 every month, or $3,120 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,009 in Austin against $1,828 in Knoxville. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 4.9% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Austin has the same purchasing power as $95,100 in Knoxville. Looked at the other way, $100,000 in Knoxville is worth about $105,200 in Austin terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between TX and TN.

State Tax Calculator Paycheck by State

Related Comparisons

Austin vs San Francisco→Austin vs Reno→Austin vs Los Angeles→Austin vs Nashville→Austin vs Seattle→Austin vs Colorado Springs→Knoxville vs San Francisco→Knoxville vs Los Angeles→Knoxville vs Seattle→Knoxville vs New York→

Frequently Asked Questions

Is Knoxville more expensive than Austin?

Knoxville is 4.9% cheaper than Austin overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Austin has a price level of 97.6 versus 92.8 for Knoxville, where 100 equals the national average.

What salary do I need in Knoxville to match $100,000 in Austin?

To maintain the same purchasing power as a $100,000 salary in Austin, you would need about $95,100 in Knoxville — a difference of $4,900 per year.

Which costs more, housing in Austin or Knoxville?

Estimated monthly housing runs about $2,009 in Austin versus $1,828 in Knoxville. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Austin maps to the Austin-Round Rock-Georgetown, TX MSA; Knoxville maps to the Knoxville, TN MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.