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Cost of Living / Austin vs Sacramento

Cost of Living: Austin vs Sacramento (2026)

Sacramento is 11.6% more expensive than Austin

To keep the same standard of living as $100,000 in Austin, you'd need about $111,600 in Sacramento — a $11,600 premium per year.

Austin, TX
97.6
Price level (100 = US avg)
$4,969/mo
Sample monthly budget
Sacramento, CA
108.9
Price level (100 = US avg)
$5,582/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
+$427/mo
Austin
$2,009
Sacramento
$2,436
Groceries
+$31/mo
Austin
$493
Sacramento
$524
Transportation
+$56/mo
Austin
$888
Sacramento
$944
Healthcare
+$29/mo
Austin
$474
Sacramento
$503
Utilities
+$27/mo
Austin
$424
Sacramento
$451
Other (apparel, entertainment)
+$43/mo
Austin
$681
Sacramento
$724
Total / month
Austin
$4,969
Sacramento
$5,582
Difference
+$613

Equivalent Salary: Austin → Sacramento

The salary you'd need in Sacramento to maintain the same purchasing power as each income level in Austin, using the BEA price ratio of 1.116.

Salary in AustinEquivalent in SacramentoDifference
$50,000$55,800+$5,800
$75,000$83,700+$8,700
$100,000$111,600+$11,600
$150,000$167,400+$17,400
$200,000$223,200+$23,200

Austin vs Sacramento: What the Numbers Mean

Moving from Austin, TX to Sacramento, CA means your everyday costs are more expensive by roughly 11.6%. The U.S. Bureau of Economic Analysis measures Austin's overall price level at 97.6 and Sacramento's at 108.9, where 100 represents the national average. In practical terms, a household spending $4,969 per month in Austin would spend about $5,582 for the equivalent lifestyle in Sacramento — a swing of $613 every month, or $7,356 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,009 in Austin against $2,436 in Sacramento. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 11.6% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Austin has the same purchasing power as $111,600 in Sacramento. Looked at the other way, $100,000 in Sacramento is worth about $89,600 in Austin terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between TX and CA.

State Tax Calculator Paycheck by State

Related Comparisons

Austin vs San Francisco→Austin vs Reno→Austin vs Los Angeles→Austin vs Nashville→Austin vs Seattle→Austin vs Colorado Springs→Sacramento vs San Francisco→Sacramento vs Los Angeles→Sacramento vs Seattle→Sacramento vs New York→

Frequently Asked Questions

Is Sacramento more expensive than Austin?

Sacramento is 11.6% more expensive than Austin overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Austin has a price level of 97.6 versus 108.9 for Sacramento, where 100 equals the national average.

What salary do I need in Sacramento to match $100,000 in Austin?

To maintain the same purchasing power as a $100,000 salary in Austin, you would need about $111,600 in Sacramento — a difference of $11,600 per year.

Which costs more, housing in Austin or Sacramento?

Estimated monthly housing runs about $2,009 in Austin versus $2,436 in Sacramento. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Austin maps to the Austin-Round Rock-Georgetown, TX MSA; Sacramento maps to the Sacramento-Roseville-Folsom, CA MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.