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Cost of Living / San Diego vs Seattle

Cost of Living: San Diego vs Seattle (2026)

Seattle is 1.3% more expensive than San Diego

To keep the same standard of living as $100,000 in San Diego, you'd need about $101,300 in Seattle — a $1,300 premium per year.

San Diego, CA
111.5
Price level (100 = US avg)
$5,725/mo
Sample monthly budget
Seattle, WA
113
Price level (100 = US avg)
$5,805/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
+$56/mo
San Diego
$2,535
Seattle
$2,591
Groceries
+$4/mo
San Diego
$532
Seattle
$536
Transportation
+$7/mo
San Diego
$957
Seattle
$964
Healthcare
+$4/mo
San Diego
$510
Seattle
$514
Utilities
+$4/mo
San Diego
$457
Seattle
$461
Other (apparel, entertainment)
+$5/mo
San Diego
$734
Seattle
$739
Total / month
San Diego
$5,725
Seattle
$5,805
Difference
+$80

Equivalent Salary: San Diego → Seattle

The salary you'd need in Seattle to maintain the same purchasing power as each income level in San Diego, using the BEA price ratio of 1.013.

Salary in San DiegoEquivalent in SeattleDifference
$50,000$50,700+$700
$75,000$76,000+$1,000
$100,000$101,300+$1,300
$150,000$152,000+$2,000
$200,000$202,700+$2,700

San Diego vs Seattle: What the Numbers Mean

Moving from San Diego, CA to Seattle, WA means your everyday costs are more expensive by roughly 1.3%. The U.S. Bureau of Economic Analysis measures San Diego's overall price level at 111.5 and Seattle's at 113, where 100 represents the national average. In practical terms, a household spending $5,725 per month in San Diego would spend about $5,805 for the equivalent lifestyle in Seattle — a swing of $80 every month, or $960 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,535 in San Diego against $2,591 in Seattle. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 1.3% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in San Diego has the same purchasing power as $101,300 in Seattle. Looked at the other way, $100,000 in Seattle is worth about $98,700 in San Diego terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between CA and WA.

State Tax Calculator Paycheck by State

Related Comparisons

San Diego vs Boston→San Diego vs Miami→San Diego vs New York→San Diego vs Honolulu→San Diego vs San Jose→San Diego vs Seattle→Seattle vs San Jose→Seattle vs New York→Seattle vs Miami→Seattle vs Boston→

Frequently Asked Questions

Is Seattle more expensive than San Diego?

Seattle is 1.3% more expensive than San Diego overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), San Diego has a price level of 111.5 versus 113 for Seattle, where 100 equals the national average.

What salary do I need in Seattle to match $100,000 in San Diego?

To maintain the same purchasing power as a $100,000 salary in San Diego, you would need about $101,300 in Seattle — a difference of $1,300 per year.

Which costs more, housing in San Diego or Seattle?

Estimated monthly housing runs about $2,535 in San Diego versus $2,591 in Seattle. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). San Diego maps to the San Diego-Chula Vista-Carlsbad, CA MSA; Seattle maps to the Seattle-Tacoma-Bellevue, WA MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.