We Are Calculator logoWe Are Calc.
We Are Calculator logoWe Are Calc.

66+ free financial calculators for mortgages, retirement, taxes, investing and more. Your numbers stay on your device — we never sell your data.

Calculators

  • Personal Finance
  • Loan & Debt
  • Mortgage & Housing
  • Savings & Investing
  • Retirement
  • Business Finance

Popular Tools

  • Paycheck by State
  • Income Tax by State
  • House Affordability
  • Mortgage Affordability
  • 2026 Affordability Index
  • Guides

Company

  • About Us
  • Contact
  • Editorial Policy
  • Sitemap

Legal

  • Privacy Policy
  • Terms of Use
  • Disclaimer
  • Affiliate Disclosure
© 2026 We Are Calculator. All rights reserved.Designed by Weblta.com
Cost of Living / Austin vs Cleveland

Cost of Living: Austin vs Cleveland (2026)

Cleveland is 4.7% cheaper than Austin

To keep the same standard of living as $100,000 in Austin, you'd need about $95,300 in Cleveland — a $4,700 saving per year.

Austin, TX
97.6
Price level (100 = US avg)
$4,969/mo
Sample monthly budget
Cleveland, OH
93
Price level (100 = US avg)
$4,719/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
−$174/mo
Austin
$2,009
Cleveland
$1,835
Groceries
−$12/mo
Austin
$493
Cleveland
$481
Transportation
−$23/mo
Austin
$888
Cleveland
$865
Healthcare
−$12/mo
Austin
$474
Cleveland
$462
Utilities
−$11/mo
Austin
$424
Cleveland
$413
Other (apparel, entertainment)
−$18/mo
Austin
$681
Cleveland
$663
Total / month
Austin
$4,969
Cleveland
$4,719
Difference
−$250

Equivalent Salary: Austin → Cleveland

The salary you'd need in Cleveland to maintain the same purchasing power as each income level in Austin, using the BEA price ratio of 0.953.

Salary in AustinEquivalent in ClevelandDifference
$50,000$47,600−$2,400
$75,000$71,500−$3,500
$100,000$95,300−$4,700
$150,000$142,900−$7,100
$200,000$190,600−$9,400

Austin vs Cleveland: What the Numbers Mean

Moving from Austin, TX to Cleveland, OH means your everyday costs are cheaper by roughly 4.7%. The U.S. Bureau of Economic Analysis measures Austin's overall price level at 97.6 and Cleveland's at 93, where 100 represents the national average. In practical terms, a household spending $4,969 per month in Austin would spend about $4,719 for the equivalent lifestyle in Cleveland — a swing of $250 every month, or $3,000 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,009 in Austin against $1,835 in Cleveland. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 4.7% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Austin has the same purchasing power as $95,300 in Cleveland. Looked at the other way, $100,000 in Cleveland is worth about $104,900 in Austin terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between TX and OH.

State Tax Calculator Paycheck by State

Related Comparisons

Austin vs San Francisco→Austin vs Reno→Austin vs Los Angeles→Austin vs Nashville→Austin vs Seattle→Austin vs Colorado Springs→Cleveland vs San Francisco→Cleveland vs Los Angeles→Cleveland vs Seattle→Cleveland vs New York→

Frequently Asked Questions

Is Cleveland more expensive than Austin?

Cleveland is 4.7% cheaper than Austin overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Austin has a price level of 97.6 versus 93 for Cleveland, where 100 equals the national average.

What salary do I need in Cleveland to match $100,000 in Austin?

To maintain the same purchasing power as a $100,000 salary in Austin, you would need about $95,300 in Cleveland — a difference of $4,700 per year.

Which costs more, housing in Austin or Cleveland?

Estimated monthly housing runs about $2,009 in Austin versus $1,835 in Cleveland. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Austin maps to the Austin-Round Rock-Georgetown, TX MSA; Cleveland maps to the Cleveland-Elyria, OH MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.