Data study·Updated November 5, 2026 · 2026 tax year·By Robinjit Singh

Take-Home Pay by State (2026)

How much of your salary you keep after federal income tax, Social Security, Medicare and state income tax, in all 50 states and Washington, DC. Pick your salary, find your state, or compare two.

Key findings

On a $75,000 salary, a single earner keeps $61,593 in the 9 states that don't tax wages and $56,538 in Oregon, a gap of $5,055 a year ($421 a month).
Oregon's state income tax on $75,000 is about $5,055, roughly 18 working days of pay. Among states that do tax wages, North Dakota takes the least: $203.
The gap widens with income. At $150,000, a single earner keeps $113,791 in a no-tax state and $100,986 in Oregon, $12,805 less.
For a married couple earning $150,000 together, the difference between a no-tax state and Oregon is $10,686 a year.
Federal tax is the same everywhere: on $75,000 a single filer pays $7,670 in federal income tax and $5,738 in Social Security and Medicare, wherever they live. Only the state part changes.

Your take-home pay in every state

Choose a salary or type your own. The table updates for all 51, ranked by what you keep. Tap a state for its full paycheck calculator with your pay frequency and pre-tax deductions.

Salary (wages before tax)

Filing status

Moving? Compare two states

On $75,000 (single), moving from California to Texas raises your take-home pay by $2,775 a year ($231 a month), from state income tax alone. Housing and other living costs usually matter more, so compare them too.

Take-home pay in each state on $75,000, Single, 2026
#	State	Take-home / year	Per month	State income tax	All taxes	Calculator
1	Alaska	$61,593	$5,133	$0	17.9%	Alaska calculator →
1	Florida	$61,593	$5,133	$0	17.9%	Florida calculator →
1	Nevada	$61,593	$5,133	$0	17.9%	Nevada calculator →
1	New Hampshire	$61,593	$5,133	$0	17.9%	New Hampshire calculator →
1	South Dakota	$61,593	$5,133	$0	17.9%	South Dakota calculator →
1	Tennessee	$61,593	$5,133	$0	17.9%	Tennessee calculator →
1	Texas	$61,593	$5,133	$0	17.9%	Texas calculator →
1	Washington	$61,593	$5,133	$0	17.9%	Washington calculator →
1	Wyoming	$61,593	$5,133	$0	17.9%	Wyoming calculator →
10	North Dakota	$61,389	$5,116	$203	18.1%	North Dakota calculator →
11	Arizona	$60,120	$5,010	$1,473	19.8%	Arizona calculator →
12	Ohio	$59,972	$4,998	$1,620	20.0%	Ohio calculator →
13	Louisiana	$59,729	$4,977	$1,864	20.4%	Louisiana calculator →
14	Indiana	$59,410	$4,951	$2,183	20.8%	Indiana calculator →
15	Rhode Island	$59,397	$4,950	$2,196	20.8%	Rhode Island calculator →
16	Iowa	$59,394	$4,950	$2,198	20.8%	Iowa calculator →
17	Mississippi	$59,325	$4,944	$2,268	20.9%	Mississippi calculator →
18	Arkansas	$59,305	$4,942	$2,287	20.9%	Arkansas calculator →
19	Pennsylvania	$59,290	$4,941	$2,303	20.9%	Pennsylvania calculator →
20	New Mexico	$59,233	$4,936	$2,359	21.0%	New Mexico calculator →
21	Vermont	$59,166	$4,931	$2,426	21.1%	Vermont calculator →
22	North Carolina	$59,109	$4,926	$2,484	21.2%	North Carolina calculator →
23	Kentucky	$59,085	$4,924	$2,507	21.2%	Kentucky calculator →
24	Nebraska	$59,060	$4,922	$2,533	21.3%	Nebraska calculator →
25	Missouri	$59,059	$4,922	$2,534	21.3%	Missouri calculator →
26	West Virginia	$59,047	$4,921	$2,546	21.3%	West Virginia calculator →
27	Colorado	$59,001	$4,917	$2,592	21.3%	Colorado calculator →
28	New Jersey	$58,997	$4,916	$2,596	21.3%	New Jersey calculator →
29	South Carolina	$58,935	$4,911	$2,657	21.4%	South Carolina calculator →
30	Idaho	$58,881	$4,907	$2,712	21.5%	Idaho calculator →
31	California	$58,818	$4,901	$2,775	21.6%	California calculator →
32	Oklahoma	$58,763	$4,897	$2,830	21.6%	Oklahoma calculator →
33	Montana	$58,716	$4,893	$2,877	21.7%	Montana calculator →
34	Michigan	$58,656	$4,888	$2,937	21.8%	Michigan calculator →
35	Wisconsin	$58,649	$4,887	$2,944	21.8%	Wisconsin calculator →
36	Georgia	$58,599	$4,883	$2,994	21.9%	Georgia calculator →
37	Utah	$58,483	$4,874	$3,110	22.0%	Utah calculator →
38	Alabama	$58,466	$4,872	$3,127	22.0%	Alabama calculator →
39	Maryland	$58,396	$4,866	$3,197	22.1%	Maryland calculator →
40	Maine	$58,208	$4,851	$3,385	22.4%	Maine calculator →
41	Kansas	$58,207	$4,851	$3,385	22.4%	Kansas calculator →
42	District of Columbia	$58,164	$4,847	$3,429	22.4%	Calculator →
43	Massachusetts	$58,163	$4,847	$3,430	22.4%	Massachusetts calculator →
44	New York	$58,140	$4,845	$3,453	22.5%	New York calculator →
45	Connecticut	$58,118	$4,843	$3,475	22.5%	Connecticut calculator →
46	Virginia	$58,094	$4,841	$3,498	22.5%	Virginia calculator →
47	Illinois	$58,025	$4,835	$3,568	22.6%	Illinois calculator →
48	Minnesota	$58,016	$4,835	$3,577	22.6%	Minnesota calculator →
49	Delaware	$57,984	$4,832	$3,609	22.7%	Delaware calculator →
50	Hawaii	$57,696	$4,808	$3,896	23.1%	Hawaii calculator →
51	Oregon	$56,538	$4,711	$5,055	24.6%	Oregon calculator →

$75,000 of W-2 wages, single, standard deduction, no pre-tax deductions or dependents. “All taxes” = federal income tax + Social Security + Medicare + state income tax. City and county income taxes are not included. Ties share a rank.

Where state income tax takes the most and least

Most state income tax on $75,000 (single)

Oregon: $5,055 a year (6.7% of pay)
Hawaii: $3,896 a year (5.2% of pay)
Delaware: $3,609 a year (4.8% of pay)
Minnesota: $3,577 a year (4.8% of pay)
Illinois: $3,568 a year (4.8% of pay)
Virginia: $3,498 a year (4.7% of pay)
Connecticut: $3,475 a year (4.6% of pay)
New York: $3,453 a year (4.6% of pay)
Massachusetts: $3,430 a year (4.6% of pay)
District of Columbia: $3,429 a year (4.6% of pay)

Least among states that tax wages

North Dakota: $203 a year (0.3% of pay)
Arizona: $1,473 a year (2.0% of pay)
Ohio: $1,620 a year (2.2% of pay)
Louisiana: $1,864 a year (2.5% of pay)
Indiana: $2,183 a year (2.9% of pay)

No state income tax on wages

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Washington taxes some capital gains and New Hampshire used to tax interest and dividends, but neither taxes wages.

A lower income tax isn't the whole picture: states without one often rely more on sales and property taxes, and housing costs vary far more than taxes do. To compare full living costs between two cities, use the cost of living calculator.

How we calculated it

Who: one W-2 earner (or a married couple filing jointly), under 65, no dependents, wages as the only income, taking the standard deduction.
Federal income tax: 2026 brackets and standard deduction ($16,100 single, $32,200 married filing jointly) from IRS Revenue Procedure 2025-32.
Social Security and Medicare: 6.2% up to the 2026 wage base of $184,500 (SSA 2026 fact sheet), plus 1.45% Medicare and 0.9% additional Medicare above $200,000 (single) or $250,000 (joint).
State income tax: each state's 2026 brackets, standard deduction, personal exemptions and personal credits for wage income, from the state's own tax agency. Where a state hasn't yet published its 2026 inflation-adjusted amounts, its latest published amounts are used.
Not included: city and county income taxes, pre-tax deductions such as 401(k) or health premiums, tax credits that depend on children, age or rent, and state disability or family-leave payroll deductions.
Same engine as our calculators: these numbers come from the same code as our paycheck calculator and state income tax pages, so they always agree.
Updates: we update this study when a new tax year's figures are published, and when a state changes its law.

Where the figures are estimates

Arizona and California use their latest published (2025) standard deduction; 2026 amounts aren't out yet.
Idaho's zero bracket is the 2025 indexed amount, and its $155 per-person food tax credit is included.
Maryland's 2026 joint standard deduction ($6,800) is twice the published single amount.
Missouri includes the federal income tax deduction, confirmed on the 2025 return; the 2026 return isn't published yet.
Nebraska's 2026 form is still marked draft.
Ohio uses the statute's base personal exemption amounts because the current indexed amounts could not be confirmed; treat Ohio as an estimate.
Oregon, Utah and Vermont rest partly on 2026 withholding formulas or the latest published bases.
Joint filers are modelled as one earner; two-earner couples can owe less in a few states (for example Mississippi, Ohio and Kentucky).

Where local income taxes apply

Maryland: every county and Baltimore City levies a local income tax on residents, 2.25% to 3.30%.
Indiana: every county levies an income tax on residents, 0.5% to 3.0%.
New York: New York City residents pay a city income tax (about 3% to 3.9%), and Yonkers residents a surcharge.
Pennsylvania: most municipalities and school districts levy an earned income tax (commonly about 1%); Philadelphia's resident wage tax is about 3.8%.
Ohio: many municipalities levy an income tax (typically 1% to 3%), plus school district income taxes in some districts.
Michigan: about two dozen cities levy a resident income tax, such as Detroit (2.4%).
Missouri: St. Louis and Kansas City levy a 1% earnings tax.
Alabama, Kentucky and Oregon: some cities, counties or districts levy occupational or local payroll taxes.

Sources, state by state

Each state's brackets, standard deduction, exemptions and credits were checked against its own tax agency.

Alabama

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

District of Columbia

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

RI Division of Taxation ADV 2025-22, inflation-adjusted amounts for Tax Year 2026

South Carolina

SCDOR Information Letter 26-20 (H.4216 individual income tax reform)

Utah

Vermont

Virginia

West Virginia

Wisconsin

Download the data and cite it

Free to use under CC BY 4.0. Please credit We Are Calculator and link to this page. The CSV has every state at 20 salary levels from $25,000 to $500,000, for single and married filers.

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Citation

We Are Calculator, "Take-Home Pay by State (2026)," updated November 5, 2026, https://wearecalculator.com/take-home-pay-by-state

Link (HTML)

<a href="https://wearecalculator.com/take-home-pay-by-state">Take-home pay by state (2026) — We Are Calculator</a>

FAQ

Which states have no state income tax on wages?

9 states don't tax wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. On a $75,000 salary a single filer there keeps $61,593 a year after federal income tax, Social Security and Medicare.

Which state takes the most from a $75,000 paycheck?

Oregon. A single filer earning $75,000 pays about $5,055 in Oregon state income tax, roughly 18 working days of pay, and keeps $56,538, which is $5,055 less than in a state with no income tax.

How is take-home pay calculated here?

Salary minus 2026 federal income tax (after the $16,100 standard deduction for a single filer), Social Security (6.2% up to $184,500), Medicare (1.45%, plus 0.9% above the additional-Medicare threshold) and the state's 2026 income tax on wages. No pre-tax deductions, dependents or local taxes are included.

Does this include city or county income taxes?

No. It covers state income tax only. Some places add a local income tax (for example Maryland counties, New York City, many Ohio and Pennsylvania municipalities, Indiana counties and Detroit), which lowers take-home pay further there.

Can I use this data in an article or report?

Yes. The data is free to use under CC BY 4.0. Please credit We Are Calculator and link to this page. A CSV with every state at 20 salary levels for single and married filers is available to download.