Austin vs Baltimore Cost of Living Comparison — Salary, Rent & Expenses
To keep the same standard of living as $100,000 in Austin, you'd need about $106,500 in Baltimore — a $6,500 premium per year.
Monthly Cost Breakdown
Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.
Equivalent Salary: Austin → Baltimore
The salary you'd need in Baltimore to maintain the same purchasing power as each income level in Austin, using the BEA price ratio of 1.065.
| Salary in Austin | Equivalent in Baltimore | Difference |
|---|---|---|
| $50,000 | $53,300 | +$3,300 |
| $75,000 | $79,900 | +$4,900 |
| $100,000 | $106,500 | +$6,500 |
| $150,000 | $159,800 | +$9,800 |
| $200,000 | $213,000 | +$13,000 |
Austin vs Baltimore: What the Numbers Mean
Moving from Austin, TX to Baltimore, MD means your everyday costs are more expensive by roughly 6.5%. The U.S. Bureau of Economic Analysis measures Austin's overall price level at 98.1 and Baltimore's at 104.5, where 100 represents the national average. In practical terms, a household spending $4,998 per month in Austin would spend about $5,344 for the equivalent lifestyle in Baltimore — a swing of $346 every month, or $4,152 per year.
Housing is the decisive factor. Estimated monthly housing runs $2,028 in Austin against $2,270 in Baltimore. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 6.5% gap.
For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Austin has the same purchasing power as $106,500 in Baltimore. Looked at the other way, $100,000 in Baltimore is worth about $93,900 in Austin terms. Use the Cost of Living Calculator to plug in your own expenses.
Cost of living compares prices across places at one point in time. The related question — how prices in one place have changed over time — is answered by inflation. To see what an income or price from an earlier decade is worth in today's money, see what old money is worth today, which converts any amount from 1913 onward using Consumer Price Index data.
Don't forget state taxes
Price levels don't include income tax, which can significantly swing your real take-home pay — especially between TX and MD.
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Frequently Asked Questions
Is Baltimore more expensive than Austin?
Baltimore is 6.5% more expensive than Austin overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2024), Austin has a price level of 98.1 versus 104.5 for Baltimore, where 100 equals the national average.
What salary do I need in Baltimore to match $100,000 in Austin?
To maintain the same purchasing power as a $100,000 salary in Austin, you would need about $106,500 in Baltimore — a difference of $6,500 per year.
Which costs more, housing in Austin or Baltimore?
Estimated monthly housing runs about $2,028 in Austin versus $2,270 in Baltimore. Housing is the single biggest driver of the cost-of-living gap between the two metros.
Sources & methodology
Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2024, released February 2026). Austin maps to the Austin-Round Rock-San Marcos, TX MSA; Baltimore maps to the Baltimore-Columbia-Towson, MD MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.