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Cost of Living / Los Angeles vs San Francisco

Cost of Living: Los Angeles vs San Francisco (2026)

San Francisco is 2.3% more expensive than Los Angeles

To keep the same standard of living as $100,000 in Los Angeles, you'd need about $102,300 in San Francisco — a $2,300 premium per year.

Los Angeles, CA
115.5
Price level (100 = US avg)
$5,943/mo
Sample monthly budget
San Francisco, CA
118.2
Price level (100 = US avg)
$6,088/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
+$102/mo
Los Angeles
$2,686
San Francisco
$2,788
Groceries
+$7/mo
Los Angeles
$543
San Francisco
$550
Transportation
+$13/mo
Los Angeles
$977
San Francisco
$990
Healthcare
+$7/mo
Los Angeles
$521
San Francisco
$528
Utilities
+$6/mo
Los Angeles
$467
San Francisco
$473
Other (apparel, entertainment)
+$10/mo
Los Angeles
$749
San Francisco
$759
Total / month
Los Angeles
$5,943
San Francisco
$6,088
Difference
+$145

Equivalent Salary: Los Angeles → San Francisco

The salary you'd need in San Francisco to maintain the same purchasing power as each income level in Los Angeles, using the BEA price ratio of 1.023.

Salary in Los AngelesEquivalent in San FranciscoDifference
$50,000$51,200+$1,200
$75,000$76,800+$1,800
$100,000$102,300+$2,300
$150,000$153,500+$3,500
$200,000$204,700+$4,700

Los Angeles vs San Francisco: What the Numbers Mean

Moving from Los Angeles, CA to San Francisco, CA means your everyday costs are more expensive by roughly 2.3%. The U.S. Bureau of Economic Analysis measures Los Angeles's overall price level at 115.5 and San Francisco's at 118.2, where 100 represents the national average. In practical terms, a household spending $5,943 per month in Los Angeles would spend about $6,088 for the equivalent lifestyle in San Francisco — a swing of $145 every month, or $1,740 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,686 in Los Angeles against $2,788 in San Francisco. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 2.3% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Los Angeles has the same purchasing power as $102,300 in San Francisco. Looked at the other way, $100,000 in San Francisco is worth about $97,700 in Los Angeles terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between CA and CA.

State Tax Calculator Paycheck by State

Related Comparisons

Los Angeles vs Seattle→Los Angeles vs San Jose→Los Angeles vs San Francisco→Los Angeles vs New York→Los Angeles vs Miami→Los Angeles vs Boston→San Francisco vs Los Angeles→San Francisco vs Seattle→San Francisco vs San Jose→San Francisco vs New York→

Frequently Asked Questions

Is San Francisco more expensive than Los Angeles?

San Francisco is 2.3% more expensive than Los Angeles overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Los Angeles has a price level of 115.5 versus 118.2 for San Francisco, where 100 equals the national average.

What salary do I need in San Francisco to match $100,000 in Los Angeles?

To maintain the same purchasing power as a $100,000 salary in Los Angeles, you would need about $102,300 in San Francisco — a difference of $2,300 per year.

Which costs more, housing in Los Angeles or San Francisco?

Estimated monthly housing runs about $2,686 in Los Angeles versus $2,788 in San Francisco. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Los Angeles maps to the Los Angeles-Long Beach-Anaheim, CA MSA; San Francisco maps to the San Francisco-Oakland-Berkeley, CA MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.