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Cost of Living / Omaha vs Seattle

Cost of Living: Omaha vs Seattle (2026)

Seattle is 22.2% more expensive than Omaha

To keep the same standard of living as $100,000 in Omaha, you'd need about $122,200 in Seattle — a $22,200 premium per year.

Omaha, NE
92.5
Price level (100 = US avg)
$4,693/mo
Sample monthly budget
Seattle, WA
113
Price level (100 = US avg)
$5,805/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
+$774/mo
Omaha
$1,817
Seattle
$2,591
Groceries
+$57/mo
Omaha
$479
Seattle
$536
Transportation
+$101/mo
Omaha
$863
Seattle
$964
Healthcare
+$54/mo
Omaha
$460
Seattle
$514
Utilities
+$49/mo
Omaha
$412
Seattle
$461
Other (apparel, entertainment)
+$77/mo
Omaha
$662
Seattle
$739
Total / month
Omaha
$4,693
Seattle
$5,805
Difference
+$1,112

Equivalent Salary: Omaha → Seattle

The salary you'd need in Seattle to maintain the same purchasing power as each income level in Omaha, using the BEA price ratio of 1.222.

Salary in OmahaEquivalent in SeattleDifference
$50,000$61,100+$11,100
$75,000$91,600+$16,600
$100,000$122,200+$22,200
$150,000$183,200+$33,200
$200,000$244,300+$44,300

Omaha vs Seattle: What the Numbers Mean

Moving from Omaha, NE to Seattle, WA means your everyday costs are more expensive by roughly 22.2%. The U.S. Bureau of Economic Analysis measures Omaha's overall price level at 92.5 and Seattle's at 113, where 100 represents the national average. In practical terms, a household spending $4,693 per month in Omaha would spend about $5,805 for the equivalent lifestyle in Seattle — a swing of $1,112 every month, or $13,344 per year.

Housing is the decisive factor. Estimated monthly housing runs $1,817 in Omaha against $2,591 in Seattle. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 22.2% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Omaha has the same purchasing power as $122,200 in Seattle. Looked at the other way, $100,000 in Seattle is worth about $81,900 in Omaha terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between NE and WA.

State Tax Calculator Paycheck by State

Related Comparisons

Omaha vs San Francisco→Omaha vs Los Angeles→Omaha vs Seattle→Omaha vs New York→Omaha vs Denver→Omaha vs Dallas→Seattle vs San Francisco→Seattle vs San Jose→Seattle vs Los Angeles→Seattle vs Miami→

Frequently Asked Questions

Is Seattle more expensive than Omaha?

Seattle is 22.2% more expensive than Omaha overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Omaha has a price level of 92.5 versus 113 for Seattle, where 100 equals the national average.

What salary do I need in Seattle to match $100,000 in Omaha?

To maintain the same purchasing power as a $100,000 salary in Omaha, you would need about $122,200 in Seattle — a difference of $22,200 per year.

Which costs more, housing in Omaha or Seattle?

Estimated monthly housing runs about $1,817 in Omaha versus $2,591 in Seattle. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Omaha maps to the Omaha-Council Bluffs, NE-IA MSA; Seattle maps to the Seattle-Tacoma-Bellevue, WA MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.