How Rich Am I Compared to the World?

Enter your net worth and this tool tells you which global wealth group you fall into — bottom 50%, middle 40%, top 10%, or top 1% — using published thresholds from the World Inequality Report 2026 and WID.world.

Most people are surprised by the answer. The bar is far lower than expected. Clearing roughly $33,600 puts you above half the world's adults. Around $305,800 puts you in the global top 10% — a figure many middle-class households in wealthy countries pass on home equity and a retirement account alone.

Why you get a tier, not a number

You may have seen tools that say "you are in the 84th percentile globally." That number cannot be sourced. The World Inequality Report publishes entry thresholds for four groups and nothing between them; UBS publishes a four-band pyramid. Producing a smooth percentile means drawing an invented curve across gaps an order of magnitude wide — and that is precisely where almost every visitor lands.

So this page reports the tier the data supports, shows you every threshold, and tells you the exact distance to the next one. For a genuine percentile you need a country with proper survey breakpoints — our US net worth percentile calculator uses Federal Reserve data that does publish them.

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Entry points for each group, from the World Inequality Report 2026 (reference year 2025). These are per adult, with adults defined as individuals over age 20 and resources split equally within couples.

The concentration behind those numbers is the real story. The top 10% — about 560 million adults — hold roughly three-quarters of all global personal wealth. The bottom 50%, some 2.8 billion adults, hold about 2%. A person in the bottom half owns about €6,500 on average; someone in the top 10% holds around €1 million.

At the very top the numbers stop behaving like ordinary statistics. The wealthiest 0.001% — roughly 56,000 adults, a group that would fit in a single football stadium — own about three times as much as the poorest half of humanity combined, and their share has risen from 3.7% in 1995 to 6.1% in 2025.

Global wealth thresholds are published in euros at purchasing power parity, in constant 2025 terms — not US dollars. Two things follow from that, and both matter for reading your result honestly.

PPP adjusts for cost of living. Purchasing power parity is the exchange rate that would equate the price of an identical basket of goods across two countries. Converting to PPP therefore accounts for the fact that a given sum buys far more in one country than another, which is what makes cross-country comparison meaningful at all.

The basis you choose changes the answer substantially. World average net personal wealth per adult is €112,420 on a PPP basis and €67,750 at market exchange rates — a gap of roughly 40% on the same underlying wealth. Neither figure is wrong; they answer different questions.

Average net personal wealth per adult by region, WID.world, 2025. Note how much wider the PPP-versus-market gap is for lower-income regions — that gap is the cost-of-living adjustment doing its work.

This tool converts your USD figure using the conversion implied by the report's own published USD equivalents, rather than a live exchange rate. Using a spot rate would put you on a different basis from the thresholds you are being compared against.

World average wealth per adult is €112,420 PPP. That number is close to useless as a personal benchmark, and it is worth understanding why before you compare yourself to it.

The average is an arithmetic mean, and global wealth is concentrated enough that a small number of extremely wealthy people pull it far above what a typical adult holds. The median — the midpoint, where half of adults hold more and half hold less — sits dramatically lower. Being below the world average is the ordinary condition for most of the world's adults, including many in wealthy countries.

Country-level medians make the same point from a different angle:

Median wealth per adult, UBS Global Wealth Report 2026 (reference year 2025).

The United States is instructive here. It ranks near the very top of the world for average wealth per adult, at roughly USD 696,000, but its median is USD 68,998 — below Japan, Italy, the United Kingdom, France and Spain. That gap is a measure of internal wealth concentration, not of national poverty, and it is why the median is the more honest benchmark for an individual.

What net personal wealth means here. The total value of non-financial and financial assets — housing, land, deposits, bonds, equities — held by households, minus their debts. The population is individuals over age 20, and the base unit is the individual with resources split equally within couples.

Primary sources.

• World Inequality Report 2026, World Inequality Lab — wealth thresholds, group shares and averages
• WIR 2026 Technical Report — PPP basis, deflator and population definitions
• WID.world — regional and world average net personal wealth, 2025 (methodology)
• UBS Global Wealth Report 2026 — country medians and an independent cross-check on a different methodology

Where the sources disagree. We would rather show you this than quietly pick a side.

• The top 0.001% is given as about 56,000 adults in the World Inequality Report itself, and as about 60,000 in several summaries of the same report.
• The WIR web page renders the top-10% wealth threshold carrying two currency symbols at once, and the Technical Report gives a very similar figure as the top-10% threshold for income. We use the figure reported for wealth, €265,600, and flag that the published rendering is ambiguous.
• UBS describes the share of adults below USD 10,000 as just over 41% for 2025; other summaries of the same report state 42.1%.

Cross-check. UBS covers 56 markets estimated to represent over 92% of world wealth, and measures in nominal USD at market rates. It puts the share of global wealth held by those above USD 1 million at 48.4%. That is a different methodology from the WID/WIR figures above and the two are not directly comparable — but they point the same direction on concentration, which is the useful part of a cross-check.

Limitations worth knowing. This treats the world as a single distribution, when within-country medians vary by more than a factor of a hundred. Wealth surveys under-capture the very top, and the ultra-wealthy tail rests on rich-list adjustments rather than survey responses. Figures are constant 2025 and are not updated intra-year. Treat your tier as a well-sourced approximation, not a rank.

General information, not financial advice. For your position within the US specifically, the US net worth percentile calculator uses Federal Reserve data with genuine percentile breakpoints.

Every number you enter here stays on your device. Nothing is transmitted to a server, stored, or linked to you — the calculation runs entirely in your browser, and no account or sign-up is required.

This calculator is a self-help tool for your own planning. It is not personalized investment, tax, or financial advice, and results should not be treated as a guarantee or a professional recommendation. Federal Reserve figures used here are drawn from the Survey of Consumer Finances, a triennial survey — treat percentile and benchmark comparisons as directional estimates rather than precise rankings, and consider speaking with a qualified financial professional for guidance specific to your situation.