Income Percentile Calculator
See where your income ranks by age vs US earners (Census data).
Your Income Percentile Calculator Result
Generated from the inputs below — a record you can revisit, or share with anyone helping you plan.
Your detailsInput Parameters
Your Numbers
Your own total income before tax: salary, self-employment, side income, investment income and benefits. Not your household's combined income.
Income peaks in your late 40s. The median is $49,870 at 25–29, $65,320 at 45–49 and $37,700 at 65–69.
Estimated 59th percentile among US earners aged 35–39 (people with income, Census CPS ASEC, 2025 income).
About 59% of people your age with income earned less than $75,000.
70th percentile across all ages 15+. The US median individual income is $46,960.
Median income for ages 35–39 is $61,990.
Of about 248 million Americans 15+ with income.
The top 25% threshold for ages 35–39 is $105,946 (modelled estimate).
Analysis
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This income percentile calculator shows where your personal income ranks against other Americans your age. Enter your pre-tax income and age to see your percentile in your own five-year age group and across all US earners, using the Census Bureau's 2025 income data (CPS ASEC, released September 2026).
Age changes the answer a lot. $100,000 puts a 25–29-year-old in about the top 14% of their age group, but at 45–49 the same income is about the top 31%. A ranking that ignores age mostly tells you how old you are.
What this calculator returns
- Your rank within your age band: twelve bands from 15–24 to 75+
- Your rank against all US earners, all ages combined
- Your gap to the median for your age, in dollars
- How many people you out-earn, of about 248 million with income
- The raise you'd need to reach the next rung for your age: median, top 25%, 10%, 5% or 1%
Want to rank what you own instead of what you earn? The net worth percentile calculator uses Federal Reserve data and can also rank your household income.
Income Percentiles by Age (Census 2025 Data)
These are the cutoffs the calculator ranks you against. Each cell is the personal income needed to reach that percentile within that age band, among people with income.
| Age | 25th | 50th (median) | 75th | 90th | 95th* | Top 1%* |
|---|---|---|---|---|---|---|
| 15–24 | $5,636 | $17,420 | $36,336 | $58,428 | $76,060 | $128,287 |
| 25–29 | $27,622 | $49,870 | $76,060 | $110,772 | $137,272 | $225,878 |
| 30–34 | $33,795 | $56,980 | $91,671 | $140,530 | $189,192 | $377,349 |
| 35–39 | $35,025 | $61,990 | $105,946 | $161,748 | $222,765 | $468,393 |
| 40–44 | $35,635 | $64,500 | $110,782 | $175,722 | $249,109 | $560,155 |
| 45–49 | $35,721 | $65,320 | $110,886 | $177,352 | $253,003 | $577,262 |
| 50–54 | $34,733 | $62,110 | $110,379 | $177,540 | $254,353 | $586,121 |
| 55–59 | $30,310 | $59,250 | $107,172 | $171,228 | $244,069 | $555,830 |
| 60–64 | $22,999 | $51,060 | $92,389 | $149,619 | $210,042 | $461,712 |
| 65–69 | $19,262 | $37,700 | $77,258 | $132,798 | $187,701 | $419,172 |
| 70–74 | $19,457 | $36,180 | $70,167 | $121,807 | $168,964 | $361,234 |
| 75+ | $18,250 | $31,640 | $60,674 | $105,803 | $146,568 | $312,385 |
| All ages | $21,944 | $46,960 | $85,503 | $140,174 | $195,662 | $424,438 |
Source: U.S. Census Bureau, Current Population Survey 2026 ASEC, table PINC-01 (2025 total money income, people 15+ with income). Medians are as published. *Census publishes everything above $100,000 as a single bracket, so values above $100,000 are modelled estimates (see below).
How Your Percentile Is Calculated
The Census Bureau publishes how many people in each age group earned income in every $2,500 bracket from $0 to $100,000. Below $100,000 the calculator counts everyone in the brackets beneath you and interpolates within your bracket, the same method the Census Bureau uses for its official medians. Our computed medians match the published ones to within $10 in every age band.
Above $100,000 the table has a single open bracket, which holds 31% of earners aged 45–49. To rank incomes inside it, the calculator fits a Pareto curve, the standard model for the top of the income distribution, to each age band. The curve is set so the band's average income matches the Census-published mean.
Where the numbers get soft
Above $100,000 the percentiles are estimates, not published figures. The survey also caps very high reported incomes for privacy, so true top-1% cutoffs are likely higher than shown. Tax-return data puts the top 1% of earners well above these survey figures. Treat the top 5% and top 1% rows as floors.
What Your Percentile Actually Means
- It counts everyone with income, not just full-time workers Students, part-time workers and retirees are all in the comparison. That's why the 15–24 median is only $17,420 and why retiree bands fall, and why ranking against full-time workers only would put you lower.
- It's personal income, not household A couple each earning $70,000 ranks as two $70,000 earners here. For combined household income, use the household toggle in the net worth percentile calculator.
- It's before tax and before cost of living $100,000 goes much further in some states than others. The cost of living calculator shows your take-home pay in two cities side by side.
Frequently Asked Questions
What is the median individual income in the US?
$46,960 for people 15 and older with income in 2025, per the Census Bureau. The mean is $70,390, pulled up by high earners.
What income puts you in the top 10%?
About $140,174 across all ages (modelled). By age it ranges from about $110,772 at 25–29 to about $177,352 at 45–49.
What income puts you in the top 1%?
Our survey-based estimate is about $424,438 across all ages, but treat it as a floor. The survey caps very high incomes, and tax-return data puts the true top-1% cutoff higher.
Is $100,000 a good salary?
By national rank, yes: $100,000 is about the 80th percentile of all US earners. Within your age it ranges from the 69th percentile at 45–49 to the 86th at 25–29.
At what age is income highest?
Median income peaks at 45–49 ($65,320) and stays near that level into the mid-50s before falling as people retire.
What counts as income here?
Census "total money income": all pre-tax cash income, including wages, self-employment, interest, dividends, Social Security, pensions and unemployment benefits. It excludes capital gains and non-cash benefits.
Is my data private?
Yes. The calculation runs in your browser. Nothing is sent, stored or logged, and no sign-up is needed.