We Are Calculator logoWe Are Calc.
We Are Calculator logoWe Are Calc.

66+ free financial calculators for mortgages, retirement, taxes, investing and more. Your numbers stay on your device — we never sell your data.

Calculators

  • Personal Finance
  • Loan & Debt
  • Mortgage & Housing
  • Savings & Investing
  • Retirement
  • Business Finance

Popular Tools

  • Paycheck by State
  • Income Tax by State
  • House Affordability
  • Mortgage Affordability
  • 2026 Affordability Index
  • Guides

Company

  • About Us
  • Contact
  • Editorial Policy
  • Sitemap

Legal

  • Privacy Policy
  • Terms of Use
  • Disclaimer
  • Affiliate Disclosure
© 2026 We Are Calculator. All rights reserved.Designed by Weblta.com
Cost of Living / Los Angeles vs Phoenix

Cost of Living: Los Angeles vs Phoenix (2026)

Phoenix is 8.7% cheaper than Los Angeles

To keep the same standard of living as $100,000 in Los Angeles, you'd need about $91,300 in Phoenix — a $8,700 saving per year.

Los Angeles, CA
115.5
Price level (100 = US avg)
$5,943/mo
Sample monthly budget
Phoenix, AZ
105.5
Price level (100 = US avg)
$5,399/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
−$378/mo
Los Angeles
$2,686
Phoenix
$2,308
Groceries
−$28/mo
Los Angeles
$543
Phoenix
$515
Transportation
−$50/mo
Los Angeles
$977
Phoenix
$927
Healthcare
−$26/mo
Los Angeles
$521
Phoenix
$495
Utilities
−$24/mo
Los Angeles
$467
Phoenix
$443
Other (apparel, entertainment)
−$38/mo
Los Angeles
$749
Phoenix
$711
Total / month
Los Angeles
$5,943
Phoenix
$5,399
Difference
−$544

Equivalent Salary: Los Angeles → Phoenix

The salary you'd need in Phoenix to maintain the same purchasing power as each income level in Los Angeles, using the BEA price ratio of 0.913.

Salary in Los AngelesEquivalent in PhoenixDifference
$50,000$45,700−$4,300
$75,000$68,500−$6,500
$100,000$91,300−$8,700
$150,000$137,000−$13,000
$200,000$182,700−$17,300

Los Angeles vs Phoenix: What the Numbers Mean

Moving from Los Angeles, CA to Phoenix, AZ means your everyday costs are cheaper by roughly 8.7%. The U.S. Bureau of Economic Analysis measures Los Angeles's overall price level at 115.5 and Phoenix's at 105.5, where 100 represents the national average. In practical terms, a household spending $5,943 per month in Los Angeles would spend about $5,399 for the equivalent lifestyle in Phoenix — a swing of $544 every month, or $6,528 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,686 in Los Angeles against $2,308 in Phoenix. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 8.7% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Los Angeles has the same purchasing power as $91,300 in Phoenix. Looked at the other way, $100,000 in Phoenix is worth about $109,500 in Los Angeles terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between CA and AZ.

State Tax Calculator Paycheck by State

Related Comparisons

Los Angeles vs Seattle→Los Angeles vs San Jose→Los Angeles vs San Francisco→Los Angeles vs New York→Los Angeles vs Miami→Los Angeles vs Boston→Phoenix vs Denver→Phoenix vs Minneapolis→Phoenix vs Portland→Phoenix vs Philadelphia→

Frequently Asked Questions

Is Phoenix more expensive than Los Angeles?

Phoenix is 8.7% cheaper than Los Angeles overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Los Angeles has a price level of 115.5 versus 105.5 for Phoenix, where 100 equals the national average.

What salary do I need in Phoenix to match $100,000 in Los Angeles?

To maintain the same purchasing power as a $100,000 salary in Los Angeles, you would need about $91,300 in Phoenix — a difference of $8,700 per year.

Which costs more, housing in Los Angeles or Phoenix?

Estimated monthly housing runs about $2,686 in Los Angeles versus $2,308 in Phoenix. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Los Angeles maps to the Los Angeles-Long Beach-Anaheim, CA MSA; Phoenix maps to the Phoenix-Mesa-Chandler, AZ MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.