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Cost of Living / Chicago vs Los Angeles

Cost of Living: Chicago vs Los Angeles (2026)

Los Angeles is 12.6% more expensive than Chicago

To keep the same standard of living as $100,000 in Chicago, you'd need about $112,600 in Los Angeles — a $12,600 premium per year.

Chicago, IL
102.6
Price level (100 = US avg)
$5,241/mo
Sample monthly budget
Los Angeles, CA
115.5
Price level (100 = US avg)
$5,943/mo
Sample monthly budget

Monthly Cost Breakdown

Estimated monthly spending for a middle-income household, adjusted by each metro's BEA price level.

Housing (rent/mortgage)
+$488/mo
Chicago
$2,198
Los Angeles
$2,686
Groceries
+$36/mo
Chicago
$507
Los Angeles
$543
Transportation
+$64/mo
Chicago
$913
Los Angeles
$977
Healthcare
+$34/mo
Chicago
$487
Los Angeles
$521
Utilities
+$31/mo
Chicago
$436
Los Angeles
$467
Other (apparel, entertainment)
+$49/mo
Chicago
$700
Los Angeles
$749
Total / month
Chicago
$5,241
Los Angeles
$5,943
Difference
+$702

Equivalent Salary: Chicago → Los Angeles

The salary you'd need in Los Angeles to maintain the same purchasing power as each income level in Chicago, using the BEA price ratio of 1.126.

Salary in ChicagoEquivalent in Los AngelesDifference
$50,000$56,300+$6,300
$75,000$84,400+$9,400
$100,000$112,600+$12,600
$150,000$168,900+$18,900
$200,000$225,100+$25,100

Chicago vs Los Angeles: What the Numbers Mean

Moving from Chicago, IL to Los Angeles, CA means your everyday costs are more expensive by roughly 12.6%. The U.S. Bureau of Economic Analysis measures Chicago's overall price level at 102.6 and Los Angeles's at 115.5, where 100 represents the national average. In practical terms, a household spending $5,241 per month in Chicago would spend about $5,943 for the equivalent lifestyle in Los Angeles — a swing of $702 every month, or $8,424 per year.

Housing is the decisive factor. Estimated monthly housing runs $2,198 in Chicago against $2,686 in Los Angeles. Because rent and mortgage costs vary far more between metros than groceries or utilities, the housing line alone accounts for most of the 12.6% gap.

For salary negotiation or a remote-work relocation, the key number is the equivalent salary. A $100,000 income in Chicago has the same purchasing power as $112,600 in Los Angeles. Looked at the other way, $100,000 in Los Angeles is worth about $88,800 in Chicago terms. Use the Cost of Living Calculator to plug in your own expenses.

Don't forget state taxes

Price levels don't include income tax, which can significantly swing your real take-home pay — especially between IL and CA.

State Tax Calculator Paycheck by State

Related Comparisons

Chicago vs San Francisco→Chicago vs Baltimore→Chicago vs Los Angeles→Chicago vs Tampa→Chicago vs Seattle→Chicago vs Philadelphia→Los Angeles vs San Francisco→Los Angeles vs San Jose→Los Angeles vs Seattle→Los Angeles vs Miami→

Frequently Asked Questions

Is Los Angeles more expensive than Chicago?

Los Angeles is 12.6% more expensive than Chicago overall. Based on the U.S. Bureau of Economic Analysis Regional Price Parities (2023), Chicago has a price level of 102.6 versus 115.5 for Los Angeles, where 100 equals the national average.

What salary do I need in Los Angeles to match $100,000 in Chicago?

To maintain the same purchasing power as a $100,000 salary in Chicago, you would need about $112,600 in Los Angeles — a difference of $12,600 per year.

Which costs more, housing in Chicago or Los Angeles?

Estimated monthly housing runs about $2,198 in Chicago versus $2,686 in Los Angeles. Housing is the single biggest driver of the cost-of-living gap between the two metros.

Sources & methodology

Price levels use the U.S. Bureau of Economic Analysis Regional Price Parities for metropolitan areas (2023, the most recent metro-level release). Chicago maps to the Chicago-Naperville-Elgin, IL-IN-WI MSA; Los Angeles maps to the Los Angeles-Long Beach-Anaheim, CA MSA. Category spending baselines come from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey. Category-level figures are modeled estimates and are illustrative; actual costs vary by household. This is a planning tool, not financial advice.